Cashiro

Cashiro — Free & Open-Source, private SMS-powered expense tracker

Automatically extracts transaction data from bank SMS messages and PDF Statements [Gpay & Phonepe UPI] using pattern-based parsing. Works 100% offline - no internet connection required.

Key Features:

• Multi-Source Transaction Extraction - Automatically parses SMS and PDF Statements [Gpay & Phonepe UPI] with pattern-based extraction

• 100% Offline Core Features - Transaction parsing, analytics, and exports work without internet

• Optional AI Chat - Download Qwen 2.5 model (1.5GB, Apache 2.0) for natural language queries

• Dynamic Home Screen - Customizable widgets including heatmaps, analytics, and transaction lists

• Advanced Budgeting - Track historical spending, manage monthly limits, and view subscription trends

• Auto-Categorization - Intelligent merchant cleaning and categorization for clear spending insights

• Data Portability - Export as CSV ; smart backup/restore for all preferences and data

• Premium Material You Design - Sleek interface with blur effects and fully customizable dynamic theming

Currently Supported Banks & Countries (80+ banks across 14 countries):

• India: HDFC, SBI, ICICI, Axis, PNB, IDBI, Indian, Federal, BOB, Canara, etc.

• USA: Citi, Discover, Old Hickory, Charles Schwab, Navy Federal

• UAE: FAB, ADCB, Emirates NBD, Mashreq, Liv Bank

• Nepal: Laxmi Sunrise, Everest, NMB, Siddhartha, Prime Commercial

• Thailand: Bangkok Bank, Kasikorn, SCB, Krungthai, Krungsri, etc.

• Other regions: Ethiopia (CBE), Tanzania (M-Pesa), Kenya (M-PESA), Pakistan, Iran, Egypt, Saudi Arabia, Colombia, Belarus.

• Plus payment services like Slice, LazyPay, Jio Pay, and Juspay.

Privacy & Security: